Unexpected auto repairs mean unexpected car repair bills that can drain your precious budget. Tires are one of the most important parts on a car, and they can also need replacement at the most inconvenient time financially. That is why many tire and auto repair facilities offer payment options for auto service in addition to accepting your personal credit card or checks. Here are 3 financing options for auto repairs, with descriptions and their advantages:
1. 90 Days (or 6 Months)/12 Months/18 Months) Same as Cash: This is actually an application for a personal credit card, with the ability to have you pay the entire balance off within the allotted time (90 Days, 6 Months, 12 Months, 18 Months or longer), without having any interest or fee charges added to the original car repair or tire bill.
If your credit rating is approved (usually these credit companies accept “B” and “C” rated credit, not just the excellent credit scores), you will be asked to make minimum scheduled payments within the allotted time.
NOTE: If the entire balance is not paid off within that time, interest charges are applied on the entire original repair bill, not just the remaining balance. And, the interest rate is usually higher than standard credit card rates.
2. Company Credit Card: Many companies offer their own credit card, financed through a major bank or financial institution. The Goodyear credit card, backed by The Citi Group, can be acquired by filling in basic contact information and income levels on a short application. The total credit line and interest rates are determined based on the applicant's credit report.
Advantages of Goodyear Credit Card.
· The credit card is accepted at over 4,500 service stations across the country, and is accepted for costs from both tires and auto repair service.
· There is no annual fee associated with the Goodyear credit card, so financing a tire purchase is an affordable option.
· The grace period is 25 days, during which no interest charges accrue on new purchases each month.
· There are several payment options available for Goodyear credit card holders.
· Users can view their current balance online and make payments towards that balance with just a click of the mouse.
· Payment processing is also available by mail or by phone for the convenience of the user. Individuals can log in or register for online services at this Goodyear credit card link.
· Signing up for a Goodyear credit card is quick and easy.
· Credit card holders receive competitive interest rates.
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Goodyear credit card holders are entitled to promotional offers and discounts directly from Goodyear. For example, the current promotion offers double the tire rebate to you if you use your Goodyear credit card, as opposed to your personal credit card.
Goodyear credit card holders are entitled to promotional offers and discounts directly from Goodyear. For example, the current promotion offers double the tire rebate to you if you use your Goodyear credit card, as opposed to your personal credit card.
The Goodyear credit card is an ideal option, allowing individuals to get the tires that they need for their vehicle when they are needed without a hassle. Remember, your credit rating is checked and approved for this card.
3. No Credit Check Financing: Many places including Hillside Tire in West Jordan, offer a third alternative-an in-store, no credit check financing option. This is ideal if you have poor credit, but a steady flow of income to make the payments necessary.
With this no credit check financing, just a few necessary qualifiers-such as a bank checking account-can allow you to get your auto repair or new tire purchases done now, and make equal payments over the next 90 days to pay off the entire balance.
Automatic payments are taken out at these scheduled times. See the Hillside Tire store in West Jordan for more details on this convenient easy pay option to traditional credit cards or “90 Days Same As Cash” programs.
When you need tires, auto service or maintenance on your car or truck, but do not have the money at present, use these above options to pay for your auto services. Safe driving is a good investment-complete your car repairs with financing options at Hillside Tire and Service in the Salt Lake City and Valley area.
Let us perform a free check of your tires and a Free Brake System Inspection. We offer FREE alignments with any set of 4 new tires purchased at our stores. At Hillside Tire and Service, we are your tire brand experts for all makes and models, as well as complete auto repair in Salt Lake City. Come in to any of our 5 Salt Lake Valley tire stores: Salt Lake City (Cottonwood Heights), West Valley City, West Jordan, Sandy or Draper, and get to know us, like Bill Gephardt does, through our auto repair service specials (see coupons).
